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Legal, Personal Injury, Traffic Law

8 Tips To Say To Your Insurance Company After a Car Accident

Highway-121-Auto-Accident-AttorneysIf you have been in a car accident of any kind, you’ll likely need your insurance company to help your pay the bills related to injuries and car repair. If you want to maximize the amount you receive after an accident, read below the 8 things you shouldn’t say to your insurance company. Click here to know tips for handling your case after an injury from an accident

1 – Anything immediately after the accident

The insurance company is not your friend and shouldn’t be on your list of the first people to notify that you have been in an accident. Immediately after an accident you may be overwhelmed, scared, or even angry and it can influence what you remember and how you say it. If you are injured, go to the hospital. There is plenty of time to call your agent later-after you have read through the rest of this list.

2 – “In my opinion…” “I think…”

Don’t guess or estimate anything. Unless you were staring at the speedometer at the time of the accident (maybe you were and that is why you wrecked), you don’t really know at what speed you were traveling. Unless you measured the distance you were from that other car, you don’t really know-so don’t guess. What you say to the insurance adjuster could be used by against you by implying that you were traveling too fast or should have had enough time to stop. He/She will ask questions several times and in several ways wanting you to make an estimation. Don’t. Just supply the facts that you know.

3 – “It was my fault.” “I’m sorry.”

Don’t say you did something you shouldn’t have or apologize for anything. Even if you were at fault, the other driver maybe has equal blame or is even more at fault for causing the accident. This goes for what you tell the police or the other driver right after the accident too. What you say can be used against you later.

4 – An official statement

You have no obligation to supply a recorded statement, even though they will surely ask for one. Like everything else you tell an adjuster, what you say can be distorted or taken out of context and used against you and having it recorded makes it harder to correct later.

images5 – “I’m not hurt.”

Some injuries may take time to manifest. You may not be bleeding noticeably after an accident, but may develop bruising later. Or, your neck or back may not start hurting until the next day after the adrenalin from the initial shock has subsided. When you feel pain you need to go to the doctor so the cause of your pain can be investigated and documented. Don’t sign a medical release until after you speak with an attorney. See #8 below.

6 – Family, friends, and/or doctor’s names

Do not give out any information about your family. Do not give out the names of your doctors. The insurance company may then contact them for more information about you, about what you told them, about your past, etc. You don’t need your personal life invaded and it isn’t required or necessary that the insurance company know these things.

7 – “I accept your offer.”

Many accident victims are not fully aware of the value of their claim and jump at the first offer made to them. Remember, the insurance company is trying to 1) pay you as little as possible and 2) close the case as fast as possible. To get the best possible offer, see point #8.

8 – “I don’t have a lawyer.”

Hiring an experienced accident attorney will give your claim more respect and attention. An attorney can use the details of the law to push the insurance company into doing what is right. By knowing how to calculate and prove both immediate and future damages of your injuries and expenses like: medical bills, time missed from work (both now and future), loss of earning potential, impact of an injury on your lifestyle, pain and suffering and any other out-of-pocket expenses you may have incurred as a result of being involved in an accident, an attorney can help you get the maximum benefit you are owed.

Driving Safety Tips and Avoiding Traffic Tickets This Summer, Legal, Traffic Law

Driving Safety Tips and Avoiding Traffic Tickets This Summer

Police Officer giving a ticket

Its summer time and the kids are out of school and it is time that many families head out onto the highways for the annual summer vacation. In this article, a retired police officer, gives you some of his driving strategies for arriving safely and traffic ticket free at your destination this summer. These common sense tips and strategies are applicable wherever you live, whether it is in North America or in other locations around the world. Get the facts about how to not get a ticket while driving in Florida.

Every summer season police see a lot more traffic on the highways. Summer is the busiest time of the year for vacationers towing equipment on the roadways and the influx of campers, recreational vehicle trailers and even towed cars can keep police busy. Here are some tips that will keep you safe and in the good graces of the highway patrolmen. (and ladies)

Summer holidays are like any time of the year and police are looking for the most common types of offences that we would normally see. Police tend to concentrate on the aggressive and the speeding drivers as well as those that may not be paying attention to the rules of the road as closely as they should. Intersection infractions such as failing to stop or proceeding before it is safe to do so can have deadly consequences so officers will be monitoring those situations as well. Drivers will have their progress monitored for signs of impairment by alcohol and drugs such as wandering within the lane, crossing over lines, fluctuations in speed and other indicators.

3010334_xxl-1447652570-600x360The summer and cottage seasons see motorists trying to carry as much of their stuff from home to their destination and often there are safety issues as motorists try to take short cuts to get all of their belongings to where they are going. Police are often called when drivers witness items falling off trailers, or there may be problems with the way trailers are moving behind the vehicles that are towing them. Often people lash items in the trunks or to the roof of their cars when they should be using a trailer or a truck.

The Hook Up
The most important part about trailering any type of vehicle is to make sure that the two vehicles are securely hitched together and that the safety chains or tow bars are properly attached. If the hitch mechanism is not properly engaged then the vehicles may separate when there are any bumps in the road. The safety chain may help keep the vehicles together if this situation arises.

Lights Please
The next step is to make sure that the trailer lighting system is working properly in conjunction with the tow vehicle. It is important to make sure that there are not any crossed wires so that a right turn signal really means that you are intending to turn right.

Getting Things Down
Once the tow vehicle and trailer have been attached and the light system checks have been completed, the next step is making sure that things have been securely tied down. Everything should be tied down securely especially any of your ATV’s, quads and boats. These items must be secured so that they do not bounce off of the trailer and cause any danger to oncoming or following vehicles. After you have driven a couple of miles, the driver should pull over and recheck the tie downs to make sure that they are still holding properly.

Business, Legal

Dean Hines Lawyer – Best Lawyer

Almost everything we do is affected by laws. There are so many laws that it would take a person with an average reading skill over a thousand years just to read the law book. As if we have nothing else to do with our lives but read laws. So what do we do when a legal situation arises? Do we handle it ourselves or do we call a lawyer who’s been trained in the legal field? For many people, the thought of calling a lawyer may be frightening. Sometimes they might not even know if they need a lawyer or how to even choose one, so they might avoid contacting a lawyer even when it is in their best interests to do so. However, do your homework before you hire a lawyer for yourself and/or your business. At the time when you are faced with serious legal or medical problems, you still need to make a good, informed decision about who will represent you. And it doesn’t have to be as hard or as costly as you may think to find a good lawyer. Provided below are some quick tips that can take the stress out of finding a lawyer. Visit Dean Hines Lawyer

Can I represent myself?
You have the right to represent yourself. However, the law is extremely complex and changes frequently. Unless you dedicate 100% of your time into educating yourself with all of the laws and legal procedures relevant to your case, you stand a good chance of losing. You may very easily overlook a legal aspect affecting your case that may sometimes bring unanticipated legal consequences that can be difficult and expensive to undo. So, you need to weigh the risks and benefits of representing yourself vs. hiring a lawyer to represent your case.images (24)

When do I contact a lawyer?
When faced with a problem that you think it needs legal attention, you may wish to consult with a lawyer about your legal rights and responsibilities as soon as possible. Many states have deadlines for filing lawsuits especially for personal injuries. These so called “statute of limitations” laws are designed to encourage people to promptly come forward and present their case. But this doesn’t mean that you have to simply pick the first lawyer you bump into because you’re in a hurry, as you will learn from these tips.

How do I choose the “right” lawyer for me?
From a personal aspect, selecting a lawyer is always a personal matter. But, as with any service providers, the lawyer is just providing his/her service to his/her client. So, the lawyer-client relationship needs be based on trust and open and honest communication so the lawyer could provide the best of his/her service. It requires a mutual commitment from both the client and the lawyer. If the client is not cooperating fully, the lawyer could not provide the best of his/her service. At the same time, if the lawyer is not easily accessible and prompt in responding to your phone calls, emails, and requests, you’re going to get nothing but frustration. Hence, when choosing the “right” lawyer for your case you need to feel 100% comfortable when talking to that lawyer and feel confident in his or her abilities. If there’s even a single doubt, you need to keep looking. Your case is too important to entrust to someone who does not inspire your confidence.

Legal, Lifestyle

Find the Right Divorce Lawyer For You – Tips

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Finding the right divorce lawyer for your divorce is more than just blindly pointing your finger at the first family law advertisement you see in the yellow pages. If you have a lot to lose, common sense tells that it is necessary to pick a divorce lawyer who has experience and reputation of settling intricate cases that involve assets, property, custody, etc.Check This Out on https://deanhineslawyer.com/divorce-lawyers-dayton-ohio/ .

Selecting a divorce lawyer to handle your case can be one of the most important decisions when considering a divorce. The stress that divorce battles bring to parents can be truly remarkable. Your divorce lawyer will either add to your frustration or ease the pain. Here are a few tips to consider when looking for a divorce lawyer.

Fees – Lawyers charge a lot, don’t they? Yes, they go to a very lengthy and a difficult schooling, which at the end is worth a lot. Many people try to hire divorce lawyers that charge less for their services. On the total opposite, some people with a sizable income would hire expensive or renowned lawyers. The assumption here is that high-priced lawyers can do a better job representing your case. This claim has never been verified. For example, a costly lawyer may have few wins in court, whereas a somewhat new divorce lawyer may have an excellent winning track record. So, during your initial consultation with your prospective divorce lawyer it is vital that you have an open and an honest discussion about the fees and what you can expect. But, the fees need not to be the determining factor in the final decision of who would represent your case.

Experience and expertise – Experience is one very important factor in choosing your divorce lawyer. Additionally, it’s necessary for that lawyer to practice primarily in the field of divorce law. In some cases, people will hire a lawyer who practices outside this field, thinking that any lawyer will do. An experienced divorce lawyer will know the tendencies of the various judges in your jurisdiction and will be able to use this knowledge to your advantage.

9Testimonials – One of the best ways to determine which divorce lawyer would be good for your divorce is to learn what former clients have to say about a particular lawyer. Don’t be afraid to ask around. If you do not know of anyone who has been a client of that particular divorce lawyer, at your initial appointment don’t be shy to ask your prospective lawyer for a list of past clients. While client confidentiality is very important, any “good” and experienced divorce lawyer would not be hiding anything and would have at least a few satisfied former clients who would be willing to vouch for him or her.